Addressing the Global Challenge of Responsive Fintech Regulation
About the course
The Corporate Law, Governance and Capital Markets Group in the School of Law, Trinity College Dublin is organising a symposium titled Addressing the Global Challenge of Responsive Fintech Regulation. The symposium aims at examining the legal and regulatory challenges posed by financial technology. Cryptocurrencies, blockchain technology, smart contracts, robo-advisors, initial coin offerings are challenging incumbent practices and firms. The evolving field of FinTech gives rise to new investor protection and financial stability risks. Regulators around the world are seeking to devise an optimal regulatory response, which addresses the challenges posed by FinTech without stifling innovation. Contributors to the symposium will assess the benefits offered by financial technology, the dangers posed and the optimal regulatory approach. Topics covered will include questions of regulatory approach for FinTech regulators, regulation of crowdfunding, peer to peer lending, blockchain and smart contracts, and the regulation of cryptoassets.
Programme
| 9.00 | Registration and Coffee | |
| 9.30 | Opening Remarks: Keynote Lecture:The Future of Cryptoassets: From Blowing Bubbles to Proprietary Payment Systems | Professor Emilios Avgouleas, Chair of International Banking Law and Finance, University of Edinburgh |
| 10.10 | SESSION I: QUESTIONS OF BROAD REGULATORY APPROACH FOR FINTECH REGULATORS | Chair: Professor Blanaid Clarke, McCann FitzGerald Chair of Corporate Law, Trinity College Dublin, member of Academic Board of EBI |
| Cross-sectoral Approaches in Financial Regulation and FinTech | Dr Eugenia Macchiavello, Lecturer in Banking Law, University of Genoa | |
| Regulatory Sandboxes | Professor Hilary J. Allen, Associate Professor, American University Washington College of Law | |
| 11.35 | Coffee | |
| 11.55 | SESSION II: EUROPEAN AND GLOBAL PERSPECTIVES ON CROWDFUNDING AND CROWDLENDING MARKETS AND REGULATION | Chair: Professor Deirdre Ahern, Trinity College Dublin |
| Consumer Peer-to-Peer Lending: Towards an Effective Legal Framework for Platforms? | Martha Buit, PhD Candidate at the Groningen Centre of European Financial Services Law, University of Groningen | |
| The Need for the Private Regulation of Crowdfunding | Prof. Dr. Jan Biemans, Professor of Private Law, Utrecht University | |
| Regulation of Loan-based Crowdfunding in the US, China, the UK and other Countries: Implications for the EU | Professor Alistair Milne, Professor of Financial Economics, Loughborough University | |
| 13.10-14.10 | Lunch | Professor Hilary J. Allen,Associate Professor, American University Washington College of Law |
| 14.10 | SESSION III: BLOCKCHAIN TECHNOLOGIES AND SMART CONTRACTS | Chair: Dr Alexandros Seretakis, Assistant Professor, Trinity College Dublin |
| Towards an Optimal Regulation of Innovative Markets: An Example of Responsive Regulation of Blockchain Technology-driven Innovation in Retail Payment Systems | Nikita Divissenko, PhD Candidate, Department of Law, European University Institute | |
| Legal Boundaries of Blockchain Technologies: Smart Contracts as Self-Help | Prof. Dr Florian Möslein, Institute for Law and Regulation of Digitalisation, University of Marburg, Germany | |
| 15.05 | Lunch | Professor Hilary J. Allen,Associate Professor, American University Washington College of Law |
| 14.10 | SESSION IV: THE ECONOMICS AND REGULATION OF CRYPTOASSETS | Chair: Dr. Suryapratim Roy, Assistant Professor, Trinity College Dublin |
| Calculating Market Shares of Cryptoassets | Nic Carter, Co-founder, CoinMetrics and Dr Konstantinos Stylianou, Lecturer, University of Leeds | |
| Digitization of Money and Currency under German and EU Law | Prof. Dr Sebastian Omlor, Institute for Law and Regulation of Digitalisation, University of Marburg, Germany | |
| Bitcoin as Property | Dr Noel McGrath, Lecturer, UCD | |
| 16.30: | Closing Remarks | Deirdre Ahern and Alexandros Seretakis |