Research Snapshots

Can you tell us about your current research and the question or problem it addresses? 

My research explores financial inclusion across both developing and developed economies, with a strong focus on gender. In India, I examine whether innovative financial tools, such as flexible repayment loans and commitment savings devices, can enhance profitability and decision-making power for female micro-entrepreneurs. In Nigeria, my work investigates the demand-side constraints that hinder women’s access to formal financial services, particularly behavioural and confidence-related barriers. More recently, I have been exploring financial exclusion among immigrant populations in Europe. Across these projects, the common thread is understanding how tailored financial products and policy interventions can empower those typically left behind by mainstream financial systems. 

Why do you think this area of research matters for economics or for society more broadly? 

Financial inclusion is critical in addressing inequality and unlocking economic potential. As the cost of living rises due to geopolitical instability and climate pressures, access to finance becomes even more important. For entrepreneurs, especially women and migrants, access to credit or savings mechanisms can translate into business growth, job creation, and greater financial independence. Ultimately, inclusive financial systems contribute to a more equitable society and a more robust economy. This work helps us understand not only who is left out of the financial system, but why and what can be done about it. 

What would you say to students who are interested in pursuing an economics PhD? 

I would encourage them to start with the questions that matter most to them.  

Think deeply about the problem your research will address and why it matters—not just to academics, but to society at large. Once you have a strong motivation and a clear research direction, the Economics Department at Trinity offers a supportive environment to help you refine your ideas, develop technical skills, and grow as a researcher. Pursuing a PhD is both challenging and rewarding. 

March 2026